Funding & Advisory

Collateral-free credit, under the CGTMSE scheme.

The CGTMSE scheme lets eligible businesses access credit without pledging assets. We help you prepare and put forward a clean application.

DPIIT RecognitionISO 9001:2015GeM RegisteredMSME / Udyam Registered

A small manufacturing business owner on the factory floor

Overview

What this covers.

CGTMSE is a credit guarantee scheme that lets lenders extend credit to eligible micro and small enterprises without third-party collateral. Whether you qualify depends on your profile and the lender's policy.

We assess your eligibility for the scheme route, prepare the paperwork, and guide the application so it is considered on its merits.

Why VentureLink

What you get from working with us.

No asset pledgeThe scheme route can extend credit without you pledging property or assets.
Eligibility checkedWe confirm whether the scheme route fits before you apply.
Prepared properlyProject report and documents readied for a scheme-backed application.
Guided throughoutWe stay with the application and handle queries as they come.

Who it's for

  • Micro and small enterprises without collateral to pledge
  • First-generation owners building a credit track record
  • Businesses that qualify for scheme-backed lending

Eligibility

  • Aimed at eligible micro and small enterprises under the scheme
  • Subject to the lender's credit policy and the scheme's conditions
  • We confirm the fit before any formal application

Documents needed

What to keep ready.

An indicative list. We confirm the exact set for your case, in one go, before anything starts.

  • PAN and Aadhaar of the applicants or promoters
  • Udyam registration and business proof
  • Recent bank statements
  • GST returns and income-tax filings
  • Project report or quotation for the requirement

FAQs

About this service.

No. The scheme supports lenders in extending collateral-free credit to eligible units. VentureLink is an independent advisory firm. We assess and prepare your application; the final decision rests with the lender or the relevant authority.

How it works

A clear path, start to finish.

  1. 1

    Share your details

    A short call to understand the business, the requirement and the timeline you are working to.

  2. 2

    Honest eligibility check

    We assess your profile and tell you where you stand before you apply, including when the answer is not yet.

  3. 3

    Paperwork and submission

    We prepare the report and documents and submit one clean, consistent application on your behalf.

  4. 4

    Follow-through and support

    We track the application to a decision and stay on for the schemes and compliance that come next.

Official sources

VentureLink Advisory is an independent advisory firm, not a bank, NBFC or government body. Eligibility, sanctioned amount, interest rate and subsidy are decided by the lender or the issuing authority.

Owners at work in an Indian small business workshop

Get started

Ready to fund your next step?

Talk to an advisor today. Fixed fees quoted up front, an honest read on your eligibility, and your application handled end to end.

No obligation. We tell you where you stand before you apply.