Funding & Advisory
Collateral-free credit, under the CGTMSE scheme.
The CGTMSE scheme lets eligible businesses access credit without pledging assets. We help you prepare and put forward a clean application.
DPIIT RecognitionISO 9001:2015GeM RegisteredMSME / Udyam Registered

Overview
What this covers.
CGTMSE is a credit guarantee scheme that lets lenders extend credit to eligible micro and small enterprises without third-party collateral. Whether you qualify depends on your profile and the lender's policy.
We assess your eligibility for the scheme route, prepare the paperwork, and guide the application so it is considered on its merits.
Why VentureLink
What you get from working with us.
Who it's for
- Micro and small enterprises without collateral to pledge
- First-generation owners building a credit track record
- Businesses that qualify for scheme-backed lending
Eligibility
- Aimed at eligible micro and small enterprises under the scheme
- Subject to the lender's credit policy and the scheme's conditions
- We confirm the fit before any formal application
Documents needed
What to keep ready.
An indicative list. We confirm the exact set for your case, in one go, before anything starts.
- PAN and Aadhaar of the applicants or promoters
- Udyam registration and business proof
- Recent bank statements
- GST returns and income-tax filings
- Project report or quotation for the requirement
FAQs
About this service.
No. The scheme supports lenders in extending collateral-free credit to eligible units. VentureLink is an independent advisory firm. We assess and prepare your application; the final decision rests with the lender or the relevant authority.
How it works
A clear path, start to finish.
- 1
Share your details
A short call to understand the business, the requirement and the timeline you are working to.
- 2
Honest eligibility check
We assess your profile and tell you where you stand before you apply, including when the answer is not yet.
- 3
Paperwork and submission
We prepare the report and documents and submit one clean, consistent application on your behalf.
- 4
Follow-through and support
We track the application to a decision and stay on for the schemes and compliance that come next.
Related services
You may also need.
Official sources
VentureLink Advisory is an independent advisory firm, not a bank, NBFC or government body. Eligibility, sanctioned amount, interest rate and subsidy are decided by the lender or the issuing authority.
Read first
Guides that explain this in detail
- CGTMSE Collateral-Free Loans: What MSMEs Should KnowUnderstand what the credit guarantee does, how applications actually move, and which questions to ask before proceeding.
- MSME Business Loans in India: Eligibility, Documents and Application ProcessA practical guide to preparing a credible MSME loan application, comparing facilities and avoiding preventable delays.

Get started
Ready to fund your next step?
Talk to an advisor today. Fixed fees quoted up front, an honest read on your eligibility, and your application handled end to end.
No obligation. We tell you where you stand before you apply.


