Question 1

Do you lend the money yourselves?

Accepted Answer

No. VentureLink is an independent advisory firm, not a bank, NBFC or lender. We assess your eligibility, prepare your project report and paperwork, submit the application and follow it through. The credit decision always sits with the lender or the scheme authority.

Question 2

Am I eligible for an MSME loan?

Accepted Answer

It depends on your business vintage, turnover, bank statements and credit history rather than any single number. We check all of it before you apply and tell you honestly where you stand, including when the answer is not yet.

Question 3

Can I get a loan without collateral?

Accepted Answer

Often yes, through scheme-backed routes such as CGTMSE, which lets lenders extend credit without you pledging assets. Whether you qualify depends on your profile and the lender, and we will tell you before you apply.

Question 4

Which schemes do you typically guide on?

Accepted Answer

Common routes include CGTMSE, PMEGP, Mudra, NAIFF and selected startup grants. We match the scheme to your business, not the other way around, and we never invent rates or approval amounts. Published scheme ceilings are parameters set by the authority, not promises from us.

Question 5

How long does the whole process take?

Accepted Answer

Eligibility is usually clear within a working day. Preparing the report and paperwork takes a few days, and sanction timelines then sit with the lender. We give you a realistic date up front rather than an optimistic one.

Question 6

What documents will I need?

Accepted Answer

Typically PAN, Aadhaar, business proof, recent bank statements and your GST or ITR filings. We ask for what is needed once, in a single list, instead of drip-feeding requests at you.

Question 7

Will applying hurt my credit score?

Accepted Answer

Every formal application involves a lender enquiry, which is exactly why we check your eligibility first. Filing scattergun applications across lenders is what damages a profile, and that is the thing we help you avoid.

Question 8

What do you charge, and when?

Accepted Answer

A fixed professional fee for the advisory and documentation work, quoted and agreed before anything starts, with no surprise charges at the end. Payments only ever go to VentureLink Advisory Private Limited through authorised company channels.

Question 9

How is your fee structured?

Accepted Answer

Our fee is a fixed charge for the advisory and documentation work, agreed with you in advance and set out in writing before we begin. Payments are made only to VentureLink Advisory Private Limited through authorised company channels, never into personal accounts.

Question 10

Do you still handle Udyam, GST and other registrations?

Accepted Answer

Yes. Registrations and licences remain a full part of what we do, and they often sit alongside a funding application, since Udyam registration is what opens up scheme-backed credit in the first place.

Question 11

Is VentureLink a government office?

Accepted Answer

No. We are a private consulting firm. We are not affiliated with or endorsed by any government department. Scheme names and portals belong to the issuing authorities; we help you prepare and navigate the process correctly.

Clear answers before you file a single form.

The questions we hear every week.

Still have questions?

Clear answers before you file a single form.

The questions we hear every week.

01Do you lend the money yourselves?Funding

02Am I eligible for an MSME loan?Funding

03Can I get a loan without collateral?Funding

04Which schemes do you typically guide on?Funding

05How long does the whole process take?Process

06What documents will I need?Process

07Will applying hurt my credit score?Process

08What do you charge, and when?Fees

09How is your fee structured?Fees

10Do you still handle Udyam, GST and other registrations?Registrations

11Is VentureLink a government office?Registrations

Still have questions?