Government Schemes
Eight central schemes for Indian MSMEs, startups and agri-enterprises, set out with what each one covers and who it is for. We check where you actually stand before anything is filed.
DPIIT RecognitionISO 9001:2015GeM RegisteredMSME / Udyam Registered
How to read this page
Every figure below is a limit or range published by the scheme itself. It describes the maximum the scheme allows, not an amount you will receive — that is decided by the lender or the issuing authority after they assess your business.
The schemes are grouped by what they actually are. A loan is credit you repay, and the guarantee or subsidy attached to it changes the terms rather than removing the obligation. A grant is not repaid at all, and is usually routed through a recognised incubator against defined milestones.
Credit extended by a bank or eligible lending institution, with a government guarantee, subsidy or interest subvention attached. You repay the facility; the scheme changes its terms.
Loan
Credit guaranteed by the trust, so lenders can extend it without you pledging assets.
Scheme parameters
Loan
Margin-money subsidy for new manufacturing and service units under the KVIC programme.
Scheme parameters
Loan
Shishu, Kishore and Tarun tiers for micro units and first-time business owners.
Scheme parameters
Loan
Agri-infrastructure finance for allied and post-harvest businesses.
Scheme parameters
Loan
Seed support for startups past the idea stage and ready to scale operations.
Scheme parameters
Funding that is not repaid, awarded against defined criteria and usually released in milestones through a recognised incubator or implementing agency.
Grant
Grant support to take a hardware or deep-tech idea from concept to working prototype.
Scheme parameters
Grant
Idea and seed-stage grants for agriculture and allied-sector startups.
Scheme parameters
Grant
Funding for ventures working in women's welfare, education, environment and health.
Scheme parameters
Figures shown are ceilings and ranges published by each scheme, not offers or assurances. Eligibility, sanctioned amount, interest rate and subsidy are decided by the lender or the issuing authority. VentureLink is an independent advisory firm and is not a bank, NBFC or government body.
Scheme parameters are revised by the issuing ministry from time to time. Always confirm the current position on the official portal before you act on it.
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